Walmart and Apple Pay – Both are such huge names known for different reasons though.
Can you use Apple Pay at Walmart? Unfortunately, no. Walmart is one of the biggest retail corporations that do not support the use of Apple Pay. Although it’s pretty much uncommon for such a huger retailer to not accept payment methods like Apple Pay that’s just how it goes with Walmart. Almost all other methods that work with Walmart accept Apple Pay.
Walmart has over 4600 stores in the whole of the United States and there would be nothing more convenient than stopping at your nearby Walmart store and shopping for whatever you want. From grocery items to household items and clothing as well, you’ll get everything at a single stop on your way!
Our article contains all about Walmart, Apple Pay, and the associated stores and payment methods respectively. Continue reading to find answers to your concerned questions!
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You Can Use the Walmart Pay App Instead!
Because Apple Pay isn’t accepted at Walmart, you can use the Walmart Pay App instead. In fact, it is more beneficial than any other direct payment method because this service is directly owned by the Walmart company itself. It’s their very own, self-produced payment method.
Using Walmart, you can link different forms of payments that you often use and when you’re at the store for shopping, you can pay using your phone only at the checkout.
What’s the Reason for Walmart Not Accepting Apple Pay?
The biggest reason for Walmart not taking Apple Pay I think is because they prefer promoting their very own payment method Walmart Pay App which is associated with their own brand.
Walmart Pay App
Walmart Pay is the company’s personal digital payment system, and it definitely increases brand awareness and profitability for the company. With this app, Walmart gift cards, debit cards, and credit cards can be securely stored, so users can use them at checkout to pay.
Also, because Walmart Par is the Walmart company’s very own child and they own it, so all the revenue from the app is collected by the company itself.
It’s for this reason that Walmart wants to use its own payment platform rather than using Apple Pay.
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OTHER REASONS ARE:
Apple Pay Charges on Walmart
Using Apple Pay requires a fee from every vendor who uses the technology since Apple Pay is a product of Apple, which in simpler words means that there’s a processing fee for using Apple Pay at a retailer that is to be paid by the retailer itself.
As a result, Walmart does not accept Apple Pay, even though customers can use it for free. Apple Pay’s acceptance threatens Walmart’s profits, which is why it simply doesn’t accept it.
Marketing benefits
Brands that have services all associated with their own selves or their own names can do better marketing than those using multiple different services rather than having their own.
Brand awareness can be increased by using a digital wallet such as Walmart Pay. The average customer might not notice this, but if Walmart can find new ways to engage and pay their customers, that will promote brand recognition. This way, Walmart gets its name out there and attracts more customers to its stores.
How to Set Up Walmart Pay?
Walmart Pay requires the Walmart app, which you can download from the app store on your phone. In order to use all the payment methods that you prefer, including debit, credit, and gift cards, you will have to add them all up in the app. These options will appear under Walmart Pay once you have added them.
As an additional security measure, you can add a Touch ID as well after you set a PIN for payments.
The app links your form of payment to your phone, which is then used to complete your purchase at the store. At checkout, simply scan the QR code, and you’ll not only be able to pay quickly, but you’ll also have your receipt saved for future returns.
Advantages of Walmart Pay
Shopping at Walmart is convenient with Walmart Pay. Here are some of its great advantages.
- Payments can be made across all Walmart stores using contactless technology.
- Returning an item is made easier with Walmart Pay because it stores all your receipts.
- Walmart Pay is environmentally friendly because it eliminates paper receipts.
- Since Walmart Pay doesn’t use near-field communication (NFC) technology, it has an extremely high level of security. Instead of entering your PIN at a register, you enter it on your device, making it most secure.
Is Apple Pay Supported by the Ibotta App?
Yes. Although Apple Pay isn’t directly supported at Walmart stores, Apple Pay does work with Ibotta and then you can set it up as one of your payment methods to pay for shopping at Walmart.
In the form of cashback rebates, Ibotta allows you to earn money when you buy groceries you’d typically purchase anyways. Once Apple Pay is set as your default payment method at Walmart, you can actually use the Ibotta app to make your purchase.
Here’s how you do it. Ibotta lets you check out with just one click, by clicking the Walmart section of the app, entering your purchase amount, paying with Apple Pay, and showing the barcode to the cashier.
The idea is to purchase a Walmart gift card instantly using Apple Pay, plus you get cash back from Ibotta over and above what you’re getting from your credit card. Use Ibotta to pay at Walmart after linking your Apple card to Apple Pay, and you’ll get 3-4% back for doing virtually nothing with your Apple Card.
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Does Walmart Plan to Accept Apple Pay in Near Future?
Most probably, no. I think when things are already going great for the company with its own Walmart App and other payment methods too, they don’t really need to support Apple Pay and get charged for it as well.
Also, using Apple Pay would also hurt Walmart’s bottom line on their income statement.
A contractual obligation to Merchant Customer Exchange (MCX) prevents Walmart from accepting Apple Pay, according to Business Insider. When Walmart accepts Apple Pay, they would be hit with a 2% credit card fee. Instead, they use MCX’s mobile payment system via Walmart Pay.
Thus, Walmart’s focus is more on financial impact than consumer appeal. That’s pretty much obvious too.
What Payment Methods Are Accepted at Walmart?
Almost all the common payment methods except Apple Pay are accepted at Walmart. Here’s a list.
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- EBT
- Debit and Credit Cards
- Gift Cards and eGift cards
- Cash
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[mks_one_half]
- Walmart Pay
- PayPal
- Affirm
- Capital One Walmart Credit Cards
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Stores that Accept Apple Pay
There are so many grocery stores, mostly all those you’ve heard about, that accept Apple Pay. Here’s a list.
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- Acme Markets
- Albertsons
- Aldi
- Bashas’
- BI-LO
- BJ’s
- Cub Foods
- Costco
- CVS
- Farm Fresh
- FoodMaxx
- Giant Food
- Hannaford
- Harveys Supermarkets
- Hornbacher’s
- Hy-Vee
- Jewel-Osco
- Lin’s Fresh Market
- Lucky Supermarkets
- Macey’s
- Meijer
- Publix
- Raley’s
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[mks_one_half]
- Randalls
- Rite Aid
- Safeway
- Save Mart
- Schnucks
- Shaw’s
- Shop n Save
- Shoppers
- ShopRite
- Sprouts
- Star Market
- Stater Bros.
- Stop and Shop
- 7-Eleven
- SuperValu
- Target
- Trader Joe’s
- United Supermarkets
- Vons
- Walgreens
- Wegmans
- Whole Foods
- Winn-Dixie
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Does Walmart Accept Apple Pay? – FAQs
[wps_faq style=”classic” question=”Can you use tap to pay at Walmart?”]No, you cannot use tap to pay on your iPhone. Using tap basically means using Apple Pay through any of the apple devices you own with just a ‘tap’ on your apple device.[/wps_faq]
[wps_faq style=”classic” question=”Does Walmart have its own credit card?”]Yes, it does. The Capital One Walmart Rewards Card is Walmart’s own credit card. According to creditworthiness, new purchases, and balance transfers will charge an APR of 17.99 percent or 28.99 percent to the account holders.[/wps_faq]
[wps_faq style=”classic” question=”Can you use Samsung pay at Walmart?”]No. Samsung pay, Apple pay, and Google pay which are all basically digital wallet services cannot be used at Walmart.[/wps_faq]
[wps_faq style=”classic” question=”When will Walmart accept Apple Pay?”]Probably never or at least in no near future. Walmart has no intention of going with Apple Pay as it has other more beneficial payment methods to keep going.[/wps_faq]
[wps_faq style=”classic” question=”Does Walmart accept digital wallet?”]No. Digital wallets are not accepted at Walmart. The only digital wallet service accepted at Walmart is Walmart Pay.[/wps_faq]
[wps_faq style=”classic” question=”Can I use my Apple Pay at an ATM?”]Yes. You can add your debit card to your Apple Pay and then withdraw cash through your phone at contactless ATMs.[/wps_faq]
Conclusion
And with all this, the answer to the question “Does Walmart Accept Apple Pay” is “no, it doesn’t”. If you want to shop from Walmart, you’ll have to opt for some other payment method out of many that the company supports. However, the best medium we’d recommend to you is the Walmart Pay App since it’s the most convenient to use at Walmart.
