If you’re a frequent buyer of furniture from Home Depot like me, you’ll probably know what payment methods are accepted at Home Depot. However, if you’re not, you’d be looking for the answer to “does Home Depot accept Apple Pay?”. Well, no. Apple Pay isn’t accepted at Home Depot.
This might be a disappointment for the frequent users of Apple Pay but there are other methods you may opt for. We’ll be discussing them below.
For me, Home Depot is the most convenient furniture store out there. You can buy literally anything; from the smallest home improvement products to the major ones! Also, their stores are located throughout the United States, having a total of nearly two-thousand branches. California, only, has 12% of the total store locations, which makes it 234 stores in California.
Now that you know Apple Pay isn’t accepted at Home Depot, you’ll have other questions to ask. We’ll be guiding you through all that you need to know about Apple Pay and other payment methods that you can use at Home Depot.
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When Did Home Depot Stop Taking Apple Pay as a Payment Method?
Home Depot used to take Apple Pay as a payment method a few years back and it has been their most preferred form of payment during that time. However, in January 2012, Home Depot stopped taking Apple Pay and since then, Apple Pay hasn’t been on their list of payment methods.
Reason Behind Home Depot Ending Partnership with Apple Pay
When something new and better is launched and introduced, the previous methods are often replaced by the new ones, no matter what’s being introduced.
The same went with the Home Depot. With PayPal being a better payment method and growing than Apple Pay, Home Depot did a partnership with PayPal as they had to go with one of the two payment methods. So, they chose PayPal as their payment partner. Since then, it has been their payment method.
Is There a Chance for Home Depot Accepting Apple Pay again?
For now, it is unclear. I personally do not see a chance of Apple Pay being accepted again at Home Depot in near future. But, for the ease and convenience of their customers, they might give it a chance. Let’s see.
Does Home Depot Accept Online Payments?
Yes. You can have things ordered from Home Depot, pay for them online using your credit/debit cards or contactless PayPal, and have your items delivered to your doorstep. Contactless payments are available for all Home Depot online purchases.
As soon as you finish your purchase, you will be prompted to input your credit card information at the payment gateway and that’s how you pay online for Home Depot.
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What Payment Methods Can opt at Home Depot?
For most of the Home Depot locations throughout the United States, cash is the most preferred and used form of payment. However, there are quite a few payment methods to use at Home Depot and you can opt for any of these at your convenience. These are:
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- Cash
- Visa cards
- MasterCard
- PayPal cash card
- Discover cards
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- American Express
- Checks
- Gift cards
- Home Depot store credits
- Diners Club cards
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Payment Options for Home Depot Online
When you’re shopping online, the following are the payment options you may opt for.
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- MasterCard
- Visa cards
- PayPal
- American Express
- eGift cards
- Discover cards
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- Vendor coupons
- Home Depot gift cards
- Home Depot commercial cards
- Home Depot consumer card
- Home Depot store credits
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Does Home Depot Have an App?
Yes. Home Depot has its own app which you can download and install from Google Play Store or Apple Store. Customers’ convenient access to the business is the goal of the app. You can order through the app by just sitting at home.
Using the app, you can browse products, find out more about the store, and see pricing information.
However, there are some obvious limitations to purchasing products through the app.
With the app, it is obviously impossible to use cash or a personal check. It does, however, allow you to make purchases using credit cards. Gift cards can also be applied to balances as well as the Home Depot card.
In some cases, the gift card will cover the cost of the items also, depending on how much you spent. But there is a possibility that tax charges will exceed the allotted balance on the gift card. Therefore, other payment methods like credit cards or PayPal must be used to subsidize the rest of the payment.
PayPal is also available on the app, which can either be used to supplement the balance or make whole purchases. For the reasons mentioned earlier, other digital wallets, such as Apple Pay and Google Pay, are not available.
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What Retailers Accept Apple Pay?
In the United States, there are just a few retailers that DO NOT accept Apple Pay for different reasons. Otherwise, most of the retailers do take Apple Pay through Apple devices.
Here’s a short list of the retailers that accept Apple Pay.
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- Ace Hardware
- Albertsons
- Aldi
- Acme Markets
- BestBuy
- BJ’s Wholesale Club
- CVS
- Costco
- Chili’s Grill & Bar
- Family Dollar
- Food Maxx
- Kohl’s
- KFC
- Meijer
- McDonald’s
- Macey’s
- PetSmart
- Pizza Hut
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- Panera Bread
- Postmates
- Rite Aid
- Safeway
- Sephora
- Staples
- Subway
- Star Market
- Shop ‘n’ Save
- SuperValu
- Seven Eleven
- Taco Bell
- Trader Joe’s
- Target
- Walgreens
- Whole Foods Market
- Wegmans
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What Other Digital Wallets Does Home Depot Accept?
Unfortunately, Home Depot does not take any Digital Wallets anymore. Since Home Depot’s partnership with PayPal in 2012, the business has de-activated its NFC terminals; a Near Field Communication technology that catches signals from the customer’s phone to complete a transaction. This advanced technology is being used at the majority of grocery stores, pharmacies, and other stores but isn’t available with Home Depot.
Due to this, customers can no longer use digital wallets for payment at Home Depot. So, even if you see an NFC terminal at some Home Depot location, it won’t be underworking anyway.
How to Use PayPal at Home Depot?
You can use your PayPal Cash Credit Card like a regular credit card if you have it.
Payment for your purchases is done by simply swiping your card through the terminal. In order to process the payment, it will take the information from the card. For security purposes, you’ll also need to enter a PIN. By doing this, PayPal will know that it is you, not a scammer, who is making the purchase.
On the terminal itself, PayPal can also be selected for payment. Your card won’t need to be swiped when you use this method. You will be prompted on the screen to enter your mobile phone number instead; only the number registered with your PayPal account. Wait for the terminal to prompt you after typing the number.
The next step is to enter your PIN. Enter your PayPal PIN. You will complete your purchase as soon as you type in your PIN.
Another possibility is that you may also be asked for your phone number at a checkout lane where a cashier is working. You’ll dictate your phone number to the cashier, and they’ll type it in. Next, you’ll have to enter your PIN, for which you’ll be asked to type in yourself. You won’t have to disclose it to the cashier.
If you don’t want to give out your phone number, some might also let you type it in yourself. You will first be asked whether you wish to pay via PayPal or through another method. You will then complete the transaction by following the steps above.
Which Home Depot Cards Are Available?
Except for the credit cards, here are some of the Home Depot Cards that can be used for payment.
- The Home Depot Commercial Account Card
- The Home Depot Consumer Credit Card
- The Home Depot Project Loan Card
The Home Depot Commercial Account Card
Commercial Account Cards from Home Depot are also popular. By giving businesses access to this card, it will be easier for them to purchase tools and materials for their employees. The plan is aimed at businesses looking for a way to pay for materials as their workers use them.
The Home Depot Consumer Credit Card
The Home Depot Consumer Credit Card is one of their most popular credit cards.
There are several benefits to using it.
Orders over $299 can be financed for six months with this credit card. In other words, you have six months to pay for your purchase. From time to time, they run special promotions that offer 24 months of financing. It is useful for large purchases because it allows you to spread the payments out over a long period of time. As a result, you will have lower monthly payments.
Using their Consumer credit card, you can also return items within a year of purchase. There is one drawback to the Consumer card: monthly payments are required. It must be used every month to buy something at the very least.
The Home Depot Project Loan Card
If you are a homeowner undertaking a large renovation or if you are a contractor doing a project, this card is for you. Purchases for a project up to $55,000 are allowed on the card.
The payment period is six months and neither an interest rate is used, nor an annual fee is charged. However, a fixed price is instead charged every month. Since you won’t have to pay interest on top of the materials and tools, it can be more affordable in the long run.
This card has the disadvantage of being credit-based which means it is subjected to your credit rating.
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What Are the Options for PayPal’s “Pay in 4” Features at Home Depot?
PayPal’s “Pay in 4” program is one of the best features of the service. Four payments can be made for one purchase through this program. Home Depot does support Pay in 4 features but not on all products. It is allowed only on selective products.
PayPal “Pay in 4” is available for the following goods:
- Power tools
- Furniture for the home
- A variety of outdoor furnishings
- Homeware
- Appliances for small spaces
- Gardening materials and plants
- Lighting
- Electronics
However, there are a few exceptions. PayPal “Pay in 4” does not allow you to purchase large furniture pieces. Also, Electronics or appliances that are more expensive cannot be purchased either.
The Home Depot Consumer Credit Card is another reason why certain purchases are excluded. With this card, they can make large purchases and make payments later. However, they are charged interest on their purchases, which is the main difference.
Since Home Depot collects interest as well, they are able to make a little more money.
Does Home Depot Accept Apple Pay? – FAQs
[wps_faq style=”classic” question=”How to add apple pay to PayPal?”]The PayPal account can’t be added to Apple Pay, so you can not make contactless purchases using PayPal. However, with PayPal added to your Apple ID, you’ll be able to purchase apps and music on your Apple device’s app store.[/wps_faq]
[wps_faq style=”classic” question=”Can you pay with your phone at Home Depot?”]No. It is not possible to pay with a digital wallet based on NFC at Home Depot at the moment. Customers can use Samsung Pay which does not require NFC on HomeDepot.com, or they can use their PayPal accounts or PayPal Cash Cards to pay.[/wps_faq]
[wps_faq style=”classic” question=”Does Home Depot take virtual cards?”]Yes. Virtual cards like eGift cards are accepted at Home Depot. You can send eGift Cards via email and choose to print them, add them to Apple Passbook, or save them to Google Wallet. Home Depot’s plastic and eGift Card programs do not have fees or expiration dates and can be redeemed in stores or online.[/wps_faq]
[wps_faq style=”classic” question=”Can you pull cash out from virtual card?”]No. You cannot pull out cash from a virtual card. If you intend to pay cash, you must have cash with you. Instead, you’ll have to opt for a different payment method which may be a virtual card as well.[/wps_faq]
Conclusion
In a nutshell, Apple Pay isn’t accepted at Home Depot and PayPal is the only Digital Wallet currently being accepted. Apple Pay has always been available as an option, but the company preferred going with PayPal in the long run. And it does make sense because PayPal is way more convenient to use and makes secure transfers!
I don’t think the title of your article matches the content lol. Just kidding, mainly because I had some doubts after reading the article.