For the shortest answer, you must be looking for: Yes, Costco accepts Apple Pay!
Just in case you’re wondering, does Costco accept Apple Pay online? Well, that’s a yes again. It does.
Apple Pay has made shopping a lot easier and more convenient and the reason is you do not have to always carry your wallet along! Get into the shopping store, grab whatever you’re looking for, head over to the cashier or self-checkout and pay using your Apple phone or smartwatch. No need to enter secret pin codes or carry hard cards. Just your Apple phone and you’re good to go.
Costco is a chain of wholesale retailers with a total count of 848 stores, Majority of them are located in different parts of the United States, while the rest are in Mexico, Japan, Canada, Taiwan, the United Kingdom, Iceland, China, France, Spain, Sweden, Australia New Zealand, and Korea.
With Costco’s stores spread throughout the country, there are a lot of questions asked about the store itself and the payment methods that are facilitated there. To help our readers with this, our article today contains all the necessary information you need to know about Costco stores including Apple Pay and other Costco payment methods!
Let’s dive in!
Yes! Costco Takes Apple Pay!
It’s big news for Apple users who often shop at Costco stores. All of the Costco locations are facilitated with contactless Near Field Communication (NFC) systems that scan the Apple devices for using Apple Pay.
Apart from Apple Pay, Costco accepts Samsung Pay and Google Pay as mobile payment methods. Payments are collected through digital wallets in both of these systems. However, if you want to use Samsung Pay or Google Pay, you’ll need a Visa card. PayPal can be used instead of Apple Pay or Samsung Pay if you don’t have those services.
Read This Healpful Guide👉 How Many Stamps Do I Need?
How Does Apple Pay Work for In-Store Shopping?
Apple Pay works simply through your Apple devices. While you’re in stores that support Apple Pay, you’ll either see the NFC readers at the cashier checkout or at the self-checkout. In either of the cases, here’s how Apple Pay works.
- First of all, Apple Pay users should inform the cashier of their payment method.
- Then to activate the default Visa card on your iPhone, double-click the side button.
- Your iPhone will prompt you to enter your passcode or open it with your face
- When your phone has been authenticated, place it near the NFC reader.
- After doing so, iPhone’s screen will display a checkmark after a successful payment has been made.
Here are three ways of verifying your Apple device to pay through Apple Pay.
- Face ID Can Be Used
- Fingerprint Can Be Used
- Smart Watch Can Be Used
Face ID Can Be Used
Using your phone, when you double click the side button and the prompt appears to scan your face or enter your passcode, you’ll make your phone detect your face id, and upon authentication, you’ll bring the phone near an NFC reader and it will complete the payment process. A checkmark will be shown on the screen as confirmation that payment has been completed.
Fingerprint Can Be Used
In the same way that you’ll use a face id for authentication, a fingerprint or passcode can also be used. The rest of the procedure remains the exact same.
Smart Watch Can Be Used
Using your smartwatch to pay using Apple Pay is an even simpler thing to do. All you’ve got to do is, double-click the side button on your watch just as you did on your phone, and bring the watcher closer to the NFC reader. Payment will be processed and this time, there won’t be a checkmark as confirmation. Instead, the watch will buzz a little which will indicate a successful payment.
See Also: Where to Buy Stamps?
Using Apple Pay Online at Costco
Something that’s even more interesting about using Apple Pay at Costco is that it’s not supported in stores only, but online as well.
You can do it:
- Through Website Using Your Laptop
- Through Costco App Using Your iPhone
Through Website Using Your Laptop
Log in to your Apple ID if you’re on a laptop or desktop. Don’t forget to make sure your mobile device is also logged into your Apple ID.
Then:
- Enable Bluetooth on the desktop or laptop.
- Now go to the Costco website and add items to your cart. When you’re done, proceed to checkout.
- To use Apple Pay, click the Apple Pay option.
- The payment needs to be confirmed here once you have reviewed the information. Remember, the iPhone or Apple Watch will be needed at this point.
- A passcode, fingerprint, or face ID will be required to verify your purchase. You see, the process is almost the same as you’ve done in the case of in-store shopping except that you do it without an NFC reader.
- On the payment is successful, you’ll see a confirmation checkmark.
Through Costco App Using Your iPhone
Go to the Costco online app on your phone and,
- Add items to the shopping cart.
- When you’re all set to checkout, click the Apple Pay option.
- You’ll be asked to verify the transaction by either using your face ID or fingerprint. Do so and continue just as the process proceeds.
- When the payment transfer is complete, a checkmark will appear on the screen. That’s it. You’re all done!
See Also: Does Walmart Accept Apple Pay?
Is VISA the Only Credit Card That Could Be Used at Costco?
Yes. Fortunately, or unfortunately, Visa is the only credit card that gets accepted at Costco stores. If you’re anywhere in the United States, and you intend to pay through a credit card, you must only have a VISA card to do so.
However, in Canada, other than Visa, all other major cards also get accepted at Costco.
How to Make Visa Your Default Card on Apple Pay?
In case you have multiple cards on your Apple Pay account and you intend to set the VISA card as default, here’s how you can do it:
- Your iPhone’s Wallets section contains Apple Pay. Go there or simply get into the app.
- Once there, look for the cards section.
- Over there, a prompt should appear asking you to change your default card.
- Alternatively, you can also make a card default by clicking on the card you wish to use and then selecting the default card option.
- And this is it. Your default Visa card is now ready for use at Costco.
Is It Possible to Change the Default Card on Apple Pay?
Yes. Totally. You can switch the default cards on Apple Pay as many times as you want to. And you can do this by following the procedure we just described above.
See Also: Does Home Depot Accept Apple Pay?
Can You Buy Gas with Apple Pay at Costco?
Unfortunately, no. you cannot buy gas with Apple Pay at Costco. This is because the machines at the gas stations are not yet equipped with this advanced technology of NFC readers. You’ll either have to buy gas with cash or credit cards at the Costco gas stations.
Does Costco Food Court Accept Apple Pay?
Yes. There are so many food courts at the Costco locations and they do accept Apple Pay. It’s just the same as you’d do for in-store shopping. Buy your food and go to the payment kiosk at whatever Costco food court you are at and proceed to checkout using Apple Pay.
Does Costco Pharmacy Accept Apple Pay?
Yes. Costco Pharmacies also take Apple Pay. Collect whatever prescriptions you’re there for and head over to the checkout. Verify your application device either using your fingerprint, passcode, or face ID. Then scan your device at the NFC reader and pay for the prescriptions!
What Payment Methods Are Accepted at Costco?
Payment methods accepted at Costco include:
- Visa credit and debit cards
- Cash
- EBT cards
- Other debit cards are also acceptable if you can use your pin code for transactions.
- Google and Samsung Pay
- Costco shop cards
- JCB and Diners Club Discover Cards
See Also: Does Instacart Take EBT?
The Goods Of Using Apple Pay
Here are the things most appreciable about Apple Pay:
- It’s the safest payment option. Why? Because you complete the payment process on your own. No need of giving the cashier your pin code or even entering it yourself at the cashier’s desk. Also, Apple keeps its user transactions completely private.
- Using Apple Pay is very convenient. You do not need your wallet or card. All you need is your Apple device with you.
- It’s super easy to set up. You can add different cards to your wallet in a minute and even switch between them as many times as you want. You can also set one of them as default as per your choice.
Can Android Users Pay at Costco Using Their Phones?
Yes. This might be surprising to many, but Costco isn’t just about Apple Pay only. If you’re an Android user, you can use Samsung Pay or Google Pay for payments through the phone at Costco.
Does Costco Take Apple Pay – FAQs
[wps_faq style=”classic” question=”Does Costco accept apple pay with Mastercard?”]No. Only Visa card for Costco stores in the United States. Whereas Mastercard and other cards are accepted through Apple Pay for Costco in Canada.[/wps_faq]
[wps_faq style=”classic” question=”Does Costco accept apple pay for Instacart?”]Yes. You can shop from Costco through Instacart using Apple Pay. All you have to do is log in to your Instacart account and choose your nearby Costco store to shop from. Add the items to buy into the cart and while you proceed to checkout, select Apple Pay as your payment method. Then, same as we’ve described before, verify confirm, and complete the transaction. Your order will soon be delivered to your doorstep.[/wps_faq]
[wps_faq style=”classic” question=”Can I shop at Costco without my card?”]Yes, you can, if you have cash or any other digital wallet available with you.[/wps_faq]
[wps_faq style=”classic” question=”Does Costco take Apple Pay UK?”]Yes. Costco takes Apple Pay at all of its locations in almost all countries including the United Kingdom.[/wps_faq]
[wps_faq style=”classic” question=”Can we enter Costco without membership?”]No. While entering and checking out at any of the Costco warehouse stores, you’ll have to show your membership card.[/wps_faq]
Conclusion
In a nutshell, Costco welcomes its customers with Apple Pay, cash, Samsung Pay, Google Pay, Costco cards, and a few other payment options as well. However, in the case of debit and credit cards, only VISA cards are accepted in United States Costco warehouses. While in Canadian Costco warehouses, all other debit/credit cards are also acceptable.
